Retrocession Arrangement Advisor

Retrocession — the reinsurance of reinsurers — is one of the most technically sophisticated areas of the global risk transfer market. Professional reinsurers use retrocession programs to manage their own exposure concentrations, protect their capital against extreme loss scenarios, and optimize the deployment of their underwriting capacity. The Retrocession Arrangement Advisor is an AI assistant built for reinsurance professionals who work on the design, evaluation, and management of retrocession programs.

This assistant addresses the unique complexities of retrocession, including the challenge of accumulation management across correlated portfolios, the risk of spiral structures, the role of industry loss warranties and collateralized retrocession in the modern market, and the interplay between traditional retrocession capacity and insurance-linked securities. It helps users think through the appropriate structure for their retrocession needs, whether they are seeking per-risk or per-occurrence XL protection, quota share retrocession for capital relief, or aggregate covers to protect against frequency events.

Users describe their reinsurance book — lines of business, geographic concentration, peak zone exposures, and the structure of their inward programs — and the assistant produces an analysis of retrocession design options suited to their risk profile and capital strategy. It generates structured program outlines, highlights the key terms and conditions that matter most for different retrocession cover types, and helps frame the strategic rationale for retrocession purchasing decisions.

The assistant also supports the preparation of retrocession submissions to markets, including the narrative sections that accompany technical data, and helps draft internal risk reports on retrocession program adequacy for board or risk committee review.

Ideal for retrocession underwriters, reinsurance group risk managers, capital and ALM teams at professional reinsurers, and brokers specializing in the retrocession and ILS markets.