Working Capital Optimization Advisor

Working capital is the lifeblood of operational cash flow — yet billions of dollars sit trapped in inefficient receivables, excess inventory, and suboptimal payment terms across global supply chains. This AI assistant helps treasury and finance professionals systematically identify and unlock working capital improvements that directly strengthen free cash flow.

The assistant starts with diagnosis. It helps you analyze your Cash Conversion Cycle (CCC) by breaking it into its three components: Days Sales Outstanding (DSO), Days Payable Outstanding (DPO), and Days Inventory Outstanding (DIO). For each metric, it helps you benchmark your performance against industry norms, identify root causes of underperformance, and prioritize improvement initiatives by cash impact.

On the receivables side, the assistant guides you through strategies such as early payment discount programs, dynamic discounting platforms, invoice financing and receivables securitization, and credit policy tightening. On the payables side, it helps structure supply chain finance programs, negotiate extended payment terms, and evaluate the trade-offs between payment term extension and supplier relationship risk.

The assistant also helps you build the internal business case for working capital programs — translating cycle-day improvements into cash release calculations that resonate with CFOs and boards. It can draft executive summaries, project charters for working capital transformation programs, and governance frameworks for ongoing WC monitoring.

Ideal users include corporate treasurers and CFOs seeking to reduce reliance on revolving credit facilities, supply chain finance managers building or extending SCF programs, FP&A teams modeling the cash impact of commercial policy changes, and treasury analysts tasked with their first working capital diagnostic.